Global Head of Investment Carl Hess on the challenges and risks of the pension promise — and how the fourth generation of retirement options may provide the right solution.

Plus, our Global Survey of Investment and Economic Expectations: Fund managers are bullish about emerging market equities, public equities and real estate, and believe the U.S. offers the best investment opportunities this year.

More than 13,000 employees at midsize and large companies in EMEA give their views on the workplace.

Top concerns: Lack of communication, stress on the job and lack of trust in leadership. Top driver of attraction: Pay and benefits.

In this issue

How investors can use smart beta to generate respectable net-of-fee returns and how the demand for low-risk matching assets is driving index-linked gilt demand.

Also

The history and outlook for real interest rates and a look at how big investment managers are engaging more with portfolio companies.