Financial Planning

Our Australian Financial Planning team deals with the complexities of financial planning for our clients and delivers clear choices that assist in achieving lifestyle goals.

We provide objective financial planning and investment advice. Towers Watson does not have affiliations with banks, insurance companies or other financial institutions.

We do not own or manage an investment fund. This means we are able to provide unbiased recommendations based on what is best for each individual.

We use the latest technology to provide detailed analysis of the risk and return characteristics of the many investment options available.

Our experienced financial planners meet with individuals, assess their needs, and tailor a personal investment strategy that achieves an appropriate balance between risk and return. We provide comprehensive advice that maximises growth of retirement savings commensurate with risk preferences.

Our Financial Planning team combines extensive market research and knowledge of changing domestic and global financial markets to help individuals understand and evaluate your options on:

• Retirement planning—benefits, allocated pensions and annuities.
• Taxation—superannuation tax, income tax, capital gains tax.
• Tax minimisation—income splitting, negative gearing.
• Centrelink—pensions, allowances.
• Insurance—personal, general.
• Estate planning—wills, powers of attorney.
• Investment structures—family trusts, companies.