Risk & Financial Services

Software Solutions

Property & Casualty Insurance Industry

Capital adequacy measurement and allocation, reinsurance analysis, asset-liability optimization, product strategy and business planning — our consultants have a wealth of knowledge and expertise to help you improve business performance.

With the acquisition of EMB, Towers Watson is now able to offer the P&C industry's widest range of analytical software products designed to bring competitive advantage to users.
 

Pricing and Predictive Modeling

Classifier

Provides analyses the effect of geographical area on risk through a range of sophisticated spatial analysis methods

 

Emblem

Leading-edge application that builds robust predictive models of claims, retention, conversion and other customer behavior

 

Optimiser

Extends the capabilities of Rate Assessor using state-of-the-art mathematical algorithms to derive optimized premiums at the individual or ratebook level

 

Pretium

Pricing and predictive models for life and property & casualty insurance

 

Rate Assessor

Combines technical and customer behavioral models, competitor, distribution and customer information to support the rate selection process using interactive scenario testing.

Financial Modeling

Igloo

Powerful, flexible capital modeling with an extensive library of model components, including economic scenario generation, claims generation, reserving, reinsurance, financial reporting and capital calculations

 

RiskAgility P&C

Extensive combination of data management and integration, strategy definition, financial calculations, reporting and analytics

 

Simulum

Sophisticated capital modeling capabilities

Reserving

ResQ

Powerful modeling and reserving methods with flexible, high-integrity data management capabilities. Includes an optional ‘Bootstrap’ feature for estimating reserve variability based on leading-edge stochastic techniques

Economic Scenario Generation

Global CAP:Link

Real-world economic scenario generator

 

MoSes Risk-Neutral Scenario Generator

Market-consistent, risk-neutral economic scenario generator

Marketing Analysis

MediaOptimiser

Uses detailed historic data and media footprints it can help you to accurately predict the outcomes of different media scenarios and optimize your schedules down to individual household level if required