Risk and Financial Services

Financial Modeling Software

Insurance companies and other businesses require more sophisticated and auditable financial modeling processes as they confront volatile markets and regulatory changes driven by Solvency II, Principle-Based Approaches and Sarbanes-Oxley.

Towers Watson’s software solutions can produce the information you need quickly and reliably to help meet these challenges. Our solutions support a variety of activities, ranging from asset-liability modeling and product development to economic capital aggregation and allocation.

We bring together innovative actuarial thinking with software expertise to develop the most comprehensive solutions to measure value, manage risk and safeguard solvency.

Clients in more than 30 countries — leading life and property and casualty insurance companies, multinationals, pension funds and mutual funds — know that enhanced risk and capital management has become a differentiator for success. That’s why they’ve made our systems an integral part of their business.

Our services include:

Product Development
Pricing
Cash-Flow Testing
Reserving
Reinsurance Optimization
Economic Scenario Generation
Economic Capital Calculation, Aggregation and Allocation
Hedging and Hedge Effectiveness
Identification and Valuation of Replicating Portfolios
Predictive Modeling
Liability Modeling
Asset-Liability Modeling

Why Towers Watson?

We have more than 40 years of experience in developing actuarial software for our consulting practices and have been providing proven software solutions to the insurance industry for nearly 25 years.

We have more actuaries and more Chartered Enterprise Risk Analyst (CERA) designations serving the insurance industry than any other professional services firm.

With 14,000 associates in 34 countries, our geographical coverage gives us local knowledge of culture and language that helps us better understand your business issues and needs.