Towers Watson

The traditional defined benefit (DB) plan has taken its blows during the financial crisis as sponsors struggle to maintain adequate funding levels and to deal with heightened risk.

Some of the most difficult decisions surround the sponsoring organization’s risk appetite and its ability to assess, measure and monitor risk within the context of the overall business.

These risks need to be managed and reduced or removed from the business using various “endgame” or “de-risking” strategies.