We are in the midst of change. Not every day change that lends itself to analysis and prediction, but deep-rooted change that will affect every part of the investment industry, that is impossible to predict with confidence and that requires us all to ask ourselves fundamental questions about how we can create value for savers.

This year’s Global Investment Matters offers our opinion on many issues including the global savings challenge, working your investments harder, generating return in a low-return environment and stewardship, among other topics.