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Commercial Lines Insurance Pricing Survey (CLIPS)

Commercial Lines Insurance Pricing Survey (CLIPS)

CLIPS is a source for benchmarks regarding historical changes in commercial P&C prices and loss costs that was started in 2005, collecting data back to 2003.

Once a quarter, participating companies provide us with premium volume changes in prices for the latest quarter for each of the surveyed commercial lines of business they write, as well as their estimate of the changes in loss costs for that business. We compute changes in loss ratios from those price and loss cost movements.

Our data come directly from insurance companies’ own price monitoring systems, and we believe it is a more credible source for benchmarks than other survey information based on agent and broker perceptions of premium changes.

The data provided by our participants are segmented by line and by market: small, middle markets and large accounts. Additionally, we capture data separately for specialty lines, such as D&O, E&O, Professional Liability, Employment Practices Liability and Surety.

The detailed survey results by line and market are provided back to participating companies only, and are not publicly available. However, we do share some aggregate results and directional commentary with the public.


  • two colleagues working in front of a laptop

    Commercial Lines Insurance Pricing Survey
    2018 Q4

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  • colleagues in a meeting room

    Commercial Lines Insurance Pricing Survey
    2018 Q3

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Learn more about Commercial Lines Insurance Pricing Survey (CLIPS) Contact Us

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Download CLIPS Info for Future Participants

For additional information about CLIPS or to sign up for the next edition, contact Jacob Roe at:

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