In this issue, we begin by looking at MoSes Azure and the potential benefits of using cloud computing without compromising on security. We then discuss a case study that Towers Watson undertook with Pension Insurance Corporation that implemented a new end-to-end reporting process based around MoSes. The last article outlines how capital models, such as our RiskAgility EC, can be used beyond simply providing point estimates of capital requirements through the use of stress testing and simple projection metrics. Finally, we end with a round-up of news from the world of financial modelling.